CREDIT CARDS
Selecting the right credit card shouldn't be complicated. That's why we offer three simple options designed around your preferences, whatever they are. Whether you pay it off every month, or carry a balance, we have a credit card with generous benefits.
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Cash back or low interest rate cards
![](https://assets.foleon.com/eu-central-1/de-uploads-7e3kk3/19086/credit-cards_i_2.5b1b218846ec.png?ext=webp)
Purchase and travel protections
![](https://assets.foleon.com/eu-central-1/de-uploads-7e3kk3/19086/credit-cards_i_3.299ff031bcf2.png?ext=webp)
Tap to pay for a simple and
secure way to pay
![](https://assets.foleon.com/eu-central-1/de-uploads-7e3kk3/19086/page26img.d959e21056dc.png?ext=webp)
![](https://assets.foleon.com/eu-central-1/de-uploads-7e3kk3/19086/citizensprivateclient_mc.d4f5b31caf44.png?ext=webp)
![](https://assets.foleon.com/eu-central-1/de-uploads-7e3kk3/19086/cash_back.c89b73d119a7.png?ext=webp)
![](https://assets.foleon.com/eu-central-1/de-uploads-7e3kk3/19086/clear.09dd1d626ff2.png?ext=webp)
CITIZENS PRIVATE CLIENT® WORLD ELITE MASTERCARD®
2% CASH BACK ON EVERYTHING YOU BUY. YES, EVERYTHING.20
- TSA PreCheck® or Global Entry credit21
- Airport Lounge Access at over 1,600 Global Airports with 2 lounge access fees waived per year22
- Annual fee waived for eligible customers20
CITIZENS CASH BACK PLUS® WORLD MASTERCARD®
1.8% CASH BACK ON EVERYTHING YOU BUY. YES, EVERYTHING.20
- Cash back on all your purchases, all the time
- No limit to how much cash back you could earn
- Low introductory APR offers for balance transfers
When you have a Citizens Quest® Checking account, you'll earn more rewards that come automatically with our CitizensPlus® program5. Get 1.9% cash back, with all the same benefits.
CITIZENS CLEAR VALUE® MASTERCARD®
OUR LOWEST RATE CARD.
- Ideal if you carry a balance
- Low introductory APR offers for balance transfers20
To learn more, visit: citizensbank.com/creditcards
![](https://assets.foleon.com/eu-central-1/de-uploads-7e3kk3/19086/m_card.2b8fe7d10cc7.png?ext=webp)
![](https://assets.foleon.com/eu-central-1/de-uploads-7e3kk3/19086/card_mob.f6f07c2e712e.png?ext=webp)
CITIZENS PRIVATE CLIENT® WORLD ELITE MASTERCARD®
2% CASH BACK ON EVERYTHING YOU BUY. YES, EVERYTHING.20
- TSA PreCheck® or Global Entry credit21
- Airport Lounge Access at over 1,600 Global Airports with 2 lounge access fees waived per year22
- Annual fee waived for eligible customers20
CITIZENS CASH BACK PLUS® WORLD MASTERCARD®
1.8% CASH BACK ON EVERYTHING YOU BUY. YES, EVERYTHING.20
- Cash back on all your purchases, all the time
- No limit to how much cash back you could earn
- Low introductory APR offers for balance transfers
When you have a Citizens Quest® Checking account, you'll earn more rewards that come automatically with our CitizensPlus® program4. Get 1.9% cash back, with all the same benefits.
CITIZENS CLEAR VALUE® MASTERCARD®
OUR LOWEST RATE CARD.
- Ideal if you carry a balance
- Low introductory APR offers for balance transfers20
To learn more, visit: citizensbank.com/creditcards