INDIVIDUAL RETIREMENT ACCOUNTS

IRAs offered by Citizens are a smart way to save for retirement.20 A Citizens Checkup® can help ensure you are on track, no matter what stage you are at.

IRA SAVINGS

• Open with any amount
• Waive monthly maintenance fee ($4.99) with $200 minimum daily balance
• Available as a Traditional or Roth IRA

IRA CD

• Minimum $250 to open
• Guaranteed rate for your CD term
• Available as a Traditional or Roth IRA