OVERDRAFT FEATURES2, 3, 7, 11, 15

Sometimes your account doesn’t have enough money to cover a purchase or expense. It happens.

$5 OVERDRAFT PASS®

There’s no reason for a small item to cause a big problem. That’s why we give you a pass on overdraft fees for items that cost $5 or less.

CITIZENS PEACE OF MIND®

Mistakes happen - we know; we're people too! At our bank, if you overdraw your account, you get time to cover it and get your overdraft fee rebated.

To learn more, visit: citizensbank.com/peace-of-mind

OVERDRAFT CHOICES®

At Citizens, you’ll find several overdraft plan options to provide flexibility on how to cover your expenses and help you avoid overdraft fees.

DEBIT CARD OVERDRAFT COVERAGE

Once you enroll, we may cover a debit card purchase or an ATM cash withdrawal that overdraws your account.

OVERDRAFT LINE OF CREDIT

You can have available money transferred from your overdraft line of credit to your checking account if your account is about to be overdrawn.

SAVINGS OVERDRAFT TRANSFER

We automatically move available money from your savings account to your checking account to cover items that may overdraw your account - at no additional fee! In other words, your bills get paid with your own money and avoid overdraft fees.

To learn more, visit: citizensbank.com/overdraft101