CITIZENS QUEST® CHECKING

An account that gives you the confidence you’re on the right path. Bank easier with additional services at no fee and get access to CitizensPlus™*, our exclusive rewards program.

Advice

Your financial team includes your Citizens Banker plus access to the Citizens Wealth Management™ Financial Advice Center**

CitizensPlus3

As your relationship grows, so do your benefits. Get exclusive access to CitizensPlus, ranked #1 Banking Loyalty Program in the U.S. by Newsweek***. See the CitizensPlus tab for more details.

Banking that’s easy

More everyday banking services at no additional cost

*For more information, visit: citizensbank.com/CitizensPlus

**Please be aware that securities, insurance products, and investment advisory services offered by Citizens Securities, Inc. and Clarfeld Financial Advisors, LLC (both affiliates of Citizens Bank, N.A.) are different from those offered by the bank and subject to investment risk.

Securities, Insurance Products and Investment Advisory Services are:

  • NOT FDIC INSURED
  • NOT BANK GUARANTEED
  • MAY LOSE VALUE
  • NOT A DEPOSIT
  • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

***Americas Best Loyalty Programs 2023, Newsweek (February 24, 2023). The 2023 ranking of America's Best Loyalty Programs was compiled based on the results of an independent survey of more than 4,000 U.S. customers who are members of loyalty programs of retailers or service providers in the U.S. Customers were given the opportunity to evaluate various loyalty programs: about 16,000 evaluations were collected. The survey period ran from October to November 2022. The full methodology is available at https://www.newsweek.com/rankings/americas-best-loyalty-programs-2023

WHAT YOU CAN EXPECT

  • Checks, using another banks ATMs8, wires and more at no additional cost
  • A complimentary personalized financial plan from a team of professionals who can meet you when and where is most convenient for you
  • Unlimited linked Citizens Quest Checking and Savings accounts for you and your family with no monthly maintenance fees
  • Citizens Paid Early® - get paid up to 2 days early when you have direct deposit1
  • No fee Savings Overdraft Transfer and Overdraft Line of Credit plans to help protect against overdrafts9, 19
  • No overdraft fee charged on a first overdraft occurrence each year with Citizens Fee Relief™, plus get extra time to cover future overdraft charges with Citizens Peace of Mind® 2, 19

EASY TO WAIVE THE MONTHLY MAINTENANCE FEE:

Citizens Quest $25 monthly maintenance fee waived when you either:

  • Make $5,000 in total deposits to your primary checking account each statement period OR
  • Maintain a $25,000 monthly combined deposit and investment balance across your linked accounts10

To learn more, visit: citizensbank.com/quest

Please see a banker for more information on product pricing and features. See Overdraft Choices page for additional information on Overdraft Line of Credit.