STUDENT AND PARENT LOANS
CITIZENS STUDENT LOAN™2
CITIZENS STUDENT LOAN™ FOR PARENTS2
PRIMARY BORROWER
Student, usually with a qualified co-signer
Parent or other credit-qualified individual applying without a co-signer
PRIMARY BORROWER
CITIZENS STUDENT LOAN™2
Student, usually with a qualified co-signer
CITIZENS STUDENT LOAN™ FOR PARENTS2
Parent or other credit-qualified individual applying without a co-signer
BENEFITS
Students can start building credit. For students with limited credit history, a qualified co-signer may help lower your interest rate
No application, origination or disbursement fees. No prepayment penalties!
Save with no origination fees. A better alternative to the Federal Direct PLUS Loan.3 Help minimize student’s debt
No application, origination or disbursement fees. No prepayment penalties!
BENEFITS
CITIZENS STUDENT LOAN™2
Students can start building credit. For students with limited credit history, a qualified co-signer may help lower your interest rate
No application, origination or disbursement fees. No prepayment penalties!
CITIZENS STUDENT LOAN™ FOR PARENTS2
Save with no origination fees. A better alternative to the Federal Direct PLUS Loan.3 Help minimize student’s debt
No application, origination or disbursement fees. No prepayment penalties!
DISCOUNTS
Up to 0.50 percentage points off your rate with our loyalty and autopay discounts4
Up to 0.50 percentage points off your rate with our loyalty and autopay discounts4
DISCOUNTS
CITIZENS STUDENT LOAN™2
Up to 0.50 percentage points off your rate with our loyalty and autopay discounts4
CITIZENS STUDENT LOAN™ FOR PARENTS2
Up to 0.50 percentage points off your rate with our loyalty and autopay discounts4
INTEREST RATES
Low, competitive rates
Low, competitive rates
INTEREST RATES
CITIZENS STUDENT LOAN™2
Low, competitive rates
CITIZENS STUDENT LOAN™ FOR PARENTS2
Low, competitive rates
REPAYMENT
Make full or interest-only payments while in school or wait until after graduation5
Make full or interest-only payments while your student is in school
REPAYMENT
CITIZENS STUDENT LOAN™2
Make full or interest-only payments while in school or wait until after graduation5
CITIZENS STUDENT LOAN™ FOR PARENTS2
Make full or interest-only payments while your student is in school
LOAN LENGTH
Choice of flexible loan terms
Choice of flexible loan terms
LOAN LENGTH
CITIZENS STUDENT LOAN™2
Choice of flexible loan terms
CITIZENS STUDENT LOAN™ FOR PARENTS2
Choice of flexible loan terms