STUDENT LOAN REFINANCING
Ready to lower your student loan payment and dream bigger? If your student loans are standing in the way of your dreams, refinancing may be the answer.
REFINANCING COULD HELP YOU:
- Lower your interest rate
- Lower your monthly payment
- Combine multiple student loans into one
easy payment6
- Choose the repayment term that works for you
Visit: citizensbank.com/studentrefi

STUDENT LOAN REFINANCING
Ready to lower your student loan payment and dream bigger? If your student loans are standing in the way of your dreams, refinancing may be the answer.2
REFINANCING COULD HELP YOU:
- Lower your interest rate
- Lower your monthly payment
- Combine multiple student loans into one easy payment6
- Choose the repayment term that works for you
Visit: citizensbank.com/studentrefi

STUDENT LOAN REFINANCING FOR PARENTS
You’ve helped them achieve their dream of going to college; now you could lower your rate, payment or both with the Citizens Education Refinance Loan™ for Parents.2
Refinance Federal Direct PLUS, or private student and parent loans for one or multiple students, even before your first payment is due.6
Ask us for details or visit: citizensbank.com/parentrefi
MEDICAL RESIDENCY REFINANCE LOAN2
Pay just $100 per month7 during your residency or fellowship. Refinance up to $750,000 with no application, origination or disbursement fees, and no prepayment penalty.
Simplify your debt management by consolidating all your student loans into one payment. Plus, as a current Citizens customer, you could save up to 0.50% off your already low-interest rate with automatic payments and a loyalty discount.4